Based on the panel data of 16 prefecture-level cities in Shandong Province from 2011 to 2020,this paper empirically explores the impact of the development of digital inclusive finance on the urban-rural income gap in Shandong Province.The results show that:the development of digital inclusive finance significantly reduces the urban-rural income gap;The results of threshold regression analysis show that there is a single threshold for the impact of digital financial inclusion on urban-rural income gap.Heterogeneity analysis shows that the three dimensions of digital financial inclusion have different impacts on the urban-rural income gap.Among them,the use depth has the greatest influence,followed by the coverage breadth,and the digitization degree is the least.Digital inclusive finance can significantly reduce the urban-rural income gap in northern and central Shandong,but in southern Shandong,it aggravates the urban-rural income gap,but has no significant impact on Jiaodong.From the perspective of intermediary transmission mechanism,the strengthening of government support for agriculture will help digital inclusive finance better shorten the urban-rural income gap.Finally,the paper puts forward targeted policy suggestions from three aspects.
关键词
数字普惠金融/城乡收入差距/门槛模型/异质性分析/中介传导机制
Key words
digital financial inclusion/urban-rural income gap/threshold model/heterogeneity analysis/intermediate conduction mechanism
万方数据