安徽主要粮食作物天气指数保险模型研究与应用
Research and Application of Weather Index Insurance Model for Major Grain Crops in Anhui Province
杨太明 1曹雯 1高锷 2孙喜波 3许莹 1刘园 4沈光斌2
作者信息
- 1. 安徽省农村综合经济信息中心,合肥 230031
- 2. 国元农业保险股份有限公司,合肥 230031
- 3. 中国渔业互助保险社,北京 100080
- 4. 中国农业科学院农业环境与可持续发展研究所,北京 100081
- 折叠
摘要
气象灾害是农业生产面临的主要风险之一,给农业安全生产带来巨大损失.农业保险是农业保障体系的重要组成部分,是有效分散农业风险或弥补灾害损失的重要救灾手段之一.20 世纪 90 年代后期出现的天气指数保险,因其客观、标准化和流通性强等特点在全球引起广泛关注、研究与应用.本文在回顾了国内外天气指数保险技术的发展历程基础上,详细分析了天气指数保险与传统农业保险的差异,以及各自的优势与劣势;以安徽粮食作物(冬小麦、一季中稻、夏玉米)生长过程中特定农业气象灾害的天气指数保险为例,介绍天气指数模型研制与产品开发.通过天气指数农业保险产品在安徽多年实践应用,探索天气指数模型的改进方法,以降低基差风险;并对天气指数保险未来发展进行探讨与展望.
Abstract
Meteorological disasters are one of the major risks to agricultural production,causing huge losses to agriculture.Agricultural insurance is an important part of the agricultural security system and can effectively spread agricultural risks and losses.Weather index insurance,which emerged in the late 1990s,has received a lot of attention,research,and applications due to its objectivity,standardization,and robust liquidity.In this paper,authors analyzed the advantages and disadvantages of weather index insurance compared to traditional agricultural insurance.The development of weather index insurance technology at home and abroad was reviewed.Authors introduced the development and practical application of weather index insurance model for Anhui grain crops(winter wheat,one season rice,summer corn),and discussed and prospected the future development of weather index insurance.
关键词
天气指数保险/农业/灾害/风险评估/气候变化Key words
Weather index insurance/Agriculture/Disaster/Risk assessment/Climate change引用本文复制引用
基金项目
国家重点研发计划(2022YFD2300202)
安徽省重点研发计划(202204c06020007)
出版年
2024
NETL
NSTL
万方数据