首页|基于日本核污染水排海污染损害的社会化救济路径——强制责任保险的可保性和关键问题讨论

基于日本核污染水排海污染损害的社会化救济路径——强制责任保险的可保性和关键问题讨论

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日本核污染水排海造成的污染损害赔偿数额巨大,建立系统性救济机制迫在眉睫,其责任保险是社会化救济的重要法律路径.研究认为,核污染水污染责任具有可保性:持续性核污染水排海使损害的潜伏持续累积,几十年后仍将面临难以预期的保险索赔,核污染水是一种面向未来的新的保险标的.政府主导构建核污染水强制责任保险制度,可分散核污染水污染风险,确保未来污染损害发生时能为受害人及受损生态系统修复提供财务赔偿保证,填补赔偿环节中作为赔偿者短板的赔偿能力,使得赔偿有序、高效进行,为有效治理海洋环境污染提供保障.为此,应借助政府公权力构建核污染水强制责任保险制度:①通过立法强制核污染水污染责任投保.②面对来自未来的海洋生态损害索赔,将核污染水持续污染纳入强制责任保险范围,明确界定为持续性保险事故,对未来发生的损害赔偿承担保险责任,治理海洋环境污染,修复海洋生态系统.③设立专门的保险公司参与经营可以更好地控制污染风险和经营风险,明确保险公司对核污染水污染风险进行承保的义务及其参与权,通过相关政策为专门保险公司的保险能力建设提供保障.日本政府授意或主导核污染水排海,依国际法需承担损害赔偿责任,应就建立核污染水强制责任保险国际合作进行磋商,包括:日本履行核污染水排海告知义务,放宽利益攸关国保险公司进入日本保险市场的限制,对核污染水强制责任进行共同保险,搭建共同保险信息系统平台,利用保险衍生工具共同推动核污染水巨灾证券化,共同商定核污染水保险准备金的提取比例、留存期限、使用管理,建立长期的、提留充足的核污染水保险准备金以有效应对未来可能发生的巨额索赔.日本与利益攸关国应就核污染水损失评估体系建设进行国际合作,为保险公司核保提供核污染水风险评估、损失评估、损害处理及赔偿等技术支持和专业咨询.
Socialized relief path based on pollution damage caused by Japan's nuclear-contaminated water discharged into the sea:insurability and other relevant key issues of the compulsory liability insurance system
As the compensation amount for pollution damage caused by Japan's nuclear-contaminated water discharged into the sea is enormous,it is urgent to establish a systematic relief mechanism,and the establishment of a liability insurance system is an important legal path for its socialized relief.This research suggests that the liability for nuclear-contaminated water pollution is insurable as the persistent discharge of nuclear-contaminated water into the sea causes latent accumulation of damage,and it will still face unpredict-able insurance claims decades later.Therefore,nuclear-contaminated water is a new insurance subject facing the future.Establishing a compulsory liability insurance system for nuclear-contaminated water led by the government can diversify the risk of such pollution,en-sure that financial compensation guarantees can be provided for victims and damaged ecosystems in the event of pollution damage in the future,provide the compensation capacity compensators lack in the compensation process,make compensation orderly and efficient-ly,and provide guarantees for the effective governance of marine environmental pollution.Therefore,it is necessary to leverage the gov-ernment's public power to establish a mandatory liability insurance system for nuclear-contaminated water in the following ways:① The compulsory insurance coverage for parties responsible for nuclear-contaminated water pollution must be insured through legisla-tion.② In case of future claims for marine ecological damages,the continued pollution of nuclear-contaminated water should be cov-ered by compulsory liability insurance.This should be clearly defined as an ongoing insurance accident,and insurance liability should be assumed for future damage compensation claims,so as to effectively control marine environmental pollution and repair the marine ecosystem.③ The establishment of specialized insurance companies to participate in the operation can better control and operate risks,clarify the obligation of insurance companies to underwrite the risk of nuclear-contaminated water pollution and their participa-tion rights,and provide guarantees for the insurance capacity building of the specialized insurance companies through relevant policies.The government of Japan,which authorizes or leads the discharge of nuclear-contaminated water into the sea,should be liable for dam-ages under international law.It should initiate consultations concerning the establishment of an international framework for compulsory liability insurance pertaining to the discharge of nuclear-contaminated water.These consultations should include:the fulfillment of its obligations by providing timely notification regarding any release of nuclear-contaminated water into the sea;the easing of market entry barriers for the access of insurance companies from relevant countries into the Japanese insurance market;the implementation of joint compulsory liability insurance for nuclear-contaminated water;the establishment of a common insurance information system platform;the collaborative promotion of nuclear-contaminated water catastrophe securitization through the use of insurance derivatives,the mutu-al agreement on the withdrawal ratio,retention period,and usage management of nuclear-contaminated water insurance reserves,and the establishment of a long-term and adequately-funded reserves for nuclear-contaminated insurance to effectively deal with potential substantial claims that may occur in the future.Japan and stakeholder countries should conduct international collaborations aimed at the development of a comprehensive loss assessment system for addressing the risks associated with nuclear-contaminated water and providing technical support and professional consulting services for insurance companies in terms of nuclear-contaminated water risk assessment,loss assessment,damage treatment,and compensations.

nuclear-contaminated waterdischarge into the seainsurabilitycompulsory liability insurancelegal system

田其云、韩颖怡

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中国海洋大学法学院,山东 青岛 266100

核污染水 排海 可保性 强制责任保险 法律制度

国家社会科学基金重大项目教育部人文社会科学重点研究基地重大项目

20&ZD16214JJD820001

2024

中国人口·资源与环境
中国可持续发展研究会 山东省可持续发展中心 中国21世纪议程管理中心 山东师范大学

中国人口·资源与环境

CSTPCDCSSCI北大核心
影响因子:3.126
ISSN:1002-2104
年,卷(期):2024.34(2)
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