Calculation of Long-Term Care Insurance Financing Level and Study on the Feasibility——Taking Meishan City of Sichuan Province as an Example
Objective:The paper calculates the financing of long-term care insurance and tests the pressure of individual financing in combination with the economic and social development of Meishan City in Sichuan Province.Methods:Based on the data of Meishan City Healthcare Security Development Report of 2022,Meishan City Statistical Yearbook of 2023,and the China Population Census Yearbook of 2020,the ILO model was constructed to calculate the financing standard of Meishan City's long-term care insurance and the feasibility of individual responsibility sharing was tested by using Eviews software.Results:The contribution ratio of employees is 0.07％,the contribution ratio of residents is 0.22％,and the contribution standard of residents is 75 yuan per year.Conclusion:The financing level estimated by the ILO model is reasonable and feasible,adapting to the local economic development.It is recommended that financing should be carried out through the broad-banded principle of"mass participating,minority benefiting".In the early stage,policies need to be vigorously promoted,while clarifying the responsibility for financial fundraising and guiding the entire population to participate in insurance.
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