Multiple factors such as information asymmetry and suppression of potential supply and demand have constrained the further development and growth of commercial health insurance industry in China.In order to fully meet the diverse health needs of the people and promote the development of"medical insurance,medical services,and pharmaceuticals"plus health finance industry,this article proposes to develop"medical insurance plus commercial insurance"one-stop settlement,analyzes the problems that constrain the development of commercial health insurance in China,and proposes policy thinking and feasible paths,in order to provide a reference for the innovative development of medical service,medical insurance,pharmaceuticals and commercial health insurance.
关键词
医保+商保/清分结算中心/一站式结算
Key words
medical insurance plus commercial insurance/clearing and settlement center/one-stop settlement
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