The transition period for poverty alleviation is coming to an end,and with the increasing personal contributions to medical insurance,the enthusiasm and sustainability of rural low-income population's participation in insurance pose huge challenges to the full coverage of basic medical insurance in China.This paper proposes a method to quickly estimate individual income distribution based on grouped macro data published by the National Bureau of Statistics.It estimates the scale of the low-income rural population in China under different standards and calculates the cost required for subsidized medical insurance enrollment under various subsidy schemes.The results indicate that in 2023,the national rural low-income population is approximately between 76 million and 109 million.If the personal medical insurance contributions for the entire low-income population are fully subsidized,the burden would be about between 28.9 billion to 41.3 billion yuan.If subsidies are provided to the low-income population based on categories,the burden would be about between 11.9 billion to 20.6 billion yuan,accounting for 0.53％～0.92％of the health expenditure portion in the national general public budget,about 1.95％～3.39％of the total fiscal subsidies for medical insurance financing and about 15.95％～27.72％of the expenditures on medical assistance funds.
关键词
低收入人口/医保覆盖率/资助参保/医保负担
Key words
low-income population/medical insurance coverage/subsidized medical insurance enrollment/medical insurance burden
维普
万方数据