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长护保险支持家庭非正式照护的国际经验与启示

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人口老龄化程度加剧导致失能风险增加,由此引发的长期照护问题成为各国共同面临的挑战.长期护理保险作为正式的制度安排,是护理责任社会化的体现,一定程度上弥补了家庭照护能力的不足,也引出了正式照护与非正式照护协同发展的重要议题.荷兰、德国、日本和韩国是实施社会长期护理保险的典型,本文探讨了其支持家庭非正式照护的国际经验,提出在中国情境下长护险支持家庭非正式照护的思考与建议.
International Experience and Inspiration of Long-Term Care Insurance Supporting Informal Family Care
The increasing aging of the population has led to an increase of disability risk,as a result,the long-term care issues have become a common challenge faced by all countries.As a formal system arrangement,long-term care insurance is a manifestation of socialized nursing responsibilities and plays an important role in supporting informal family care,effectively promoting the coordinated development between formal and informal care.The Netherlands,Germany,Japan,and South Korea are typical social long-term care insurance countries.This article explores their practical experience in supporting informal family care and proposes ideas and suggestions for long-term care insurance to support informal family care in the context of China.

long-term care insuranceinformal family caredisability risk

王雯、高紫璇

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北京工商大学经济学院 北京 102488

长期护理保险 家庭非正式照护 失能风险

2024

中国医疗保险
中国医疗保险研究会

中国医疗保险

影响因子:0.492
ISSN:1674-3830
年,卷(期):2024.(11)