Valuation of Life Insurance Company Equity Based on Embedded Value Adjustment Approach and Value Ratio Adjustment Approach
China has landed a number of financial regulatory documents one after another,resolutely guarding the bottom line of no systemic financial risks,and deeply promoting the high-quality development of life insurance enterprises in 2023.Life insurance enterprises as an important financial institution,the industry regulation will move to the deep level.How to assess the value of life insurance enterprises has become a concern of our government as well as the public.This paper assesses the value of shareholders'equity of life insurance enterprises based on the embedded value adjustment method and the value ratio adjustment method by studying the characteristics of life insurance enterprises and the key enterprise value influencing factors,with a view to providing new research ideas for the assessment of the value of all shareholders'equity of life insurance enterprises.
Life insurance enterprisesEquity valueEmbedded value adjustment methodValue ratio adjustment method