With the rapid development and popularization of information technology,the digital transformation of rural finance has become a new driving force for rural development.The digital transformation of rural finance has played a positive synergistic effect on agricultural development,provides more financial services and products for agriculture,and has improved the ability of rural financial risk management.Through digital technology,rural financial institutions can better carry out risk assessment and risk management,improve the accuracy of loan examination and approval and risk control ability,and reduce loan risk.Meanwhile,farmers can participate in the rural industrial chain by means of e-commerce,financial technology and so on,which broadens the industrial choice space of farmers and improves their income and living standards.
国家科技期刊平台
NSTL
万方数据
维普
