Digital inclusive finance is an important way to promote the construction of digital rural areas and the high-quality development of rural economy.Driven by multiple factors such as policies,technology,and markets,it is imperative for rural financial institutions to implement digital transformation.However,institutional transformation faces many challenges such as high strategic risks,low digital innovation capabilities,and insufficient integration of business and technology,which seriously restrict its ability to support rural economic development through digital finance.Therefore,based on the current development status,this article explores the risks,difficulties,and shortcomings of implementing digital transformation,and explores the path for rural financial institutions to successfully implement digital transformation.The aim is to provide reference suggestions for rural financial institutions to successfully transform and promote the development of rural industrial economy.
rural financial institutiondigital transformationdigital financedriven by multiple factorspath exploration
国家科技期刊平台
NSTL
万方数据
