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辽宁省加快特色农产品保险高质量发展的主体激励策略

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《辽宁省加快农业保险高质量发展的实施方案》明确未来辽宁省农业保险的立体发展战略,也指明特色农产品保险的改革方向.在此背景下,基于辽宁省特色农产品保险发展现状,探讨如何从主体激励强化视角"加快县域特色农产品保险高质量发展"保障农民收入、促进农业可持续发展.由此尝试从"政府-保险公司-农户"主体视角探讨具体激励策略,一是强化市县政府农险补贴边界扩张的动力;二是逐步构建差异化的、契合农户风险需求的农险产品保费补贴体系,实现特色农业经营主体参保激励;三是启动特色农产品保险业务的经营费用补贴,鼓励农险经营公司业务创新.
The"Implementation Plan for Liaoning Province to Accelerate the High-Quality Development of Agricultural Insurance"clarifies the three-dimensional development strategy of agricultural insurance in Liaoning Province,and also points out the reform direction of specialty agricultural product insurance.In this context,based on the current development status of specialty agricultural product insurance in Liaoning Province,we discuss how to"accelerate the high-quality development of county-level specialty agricultural product insurance"from the perspective of strengthening subject incentives to ensure farmers'income and promote sustainable agricultural development.This attempt is made to explore specific incentive strategies from the perspective of"government-insurance company-farmers":first,strengthen the driving force for the expansion of the boundary of agricultural insurance subsidies by municipal and county governments;second,gradually build differentiated agricultural insurance product premiums that meet farmers'risk needs.Subsidy system to achieve incentives for specialty agricultural business entities to participate in insurance;third,start operating expense subsidies for specialty agricultural product insurance businesses to encourage business innovation of agricultural insurance companies.

agricultural insurancehigh-quality developmentsubject incentivesspecialty agricultural product insurancesubsidy boundaries

张卓

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锦州医科大学 健康管理现代产业学院,辽宁 锦州 121000

农业保险 高质量发展 主体激励 特色农产品保险 补贴边界

2024

智慧农业导刊

智慧农业导刊

ISSN:
年,卷(期):2024.4(21)