Research on the Reconstruction and Optimization Strategy of SME Financing Mechanism Driven by Fintech
With the rapid development of internet technology,internet finance has opened up new channels and modes of financing for small and medium-sized enterprises(SMEs).This emerging means is playing an increasingly important role in SME financing.When analyzing the current situation of traditional financing modes for SMEs,it is not difficult to find that there are many problems in the financing process,such as a single capital structure,insufficient enterprise strength,and asymmetric information between banks and enterprises.In order to solve these problems,internet finance,with its low cost and extensive financing channels,has provided new solutions for SMEs.However,although internet finance has provided new channels for solving SME financing problems,it also introduces new challenges and risks.In response to these challenges and risks,SMEs need to strengthen their own management,improve their credit level,and actively use internet finance platforms to expand their financing channels.Only in this way can they better cope with the financing problems in the internet finance environment and achieve sustainable development.
internet financesmall and medium-sized enterprisesfinancing issuesfintechenterprise technical support
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维普
