首页|大学生创业融资渠道分析与政策支持效果评估——以广东省肇庆市为例

大学生创业融资渠道分析与政策支持效果评估——以广东省肇庆市为例

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本文通过分析广东省肇庆市894名大学生的问卷调查数据,全面评估了肇庆市大学生创业融资渠道的现状及政策支持效果.研究发现,肇庆市大学生在创业过程中面临的主要融资渠道包括政府扶持资金、银行贷款、风险投资和天使投资以及众筹平台,但资金短缺问题依然突出.政府虽提供多项支持措施,但申请流程复杂,导致大学生对政策支持满意度低.此外,不同专业学生在融资需求上差异显著,信息技术和工商管理专业学生需求更高.据此,本文提出了简化政策申请流程、加强多元化资金支持、提供系统性创业教育和培训以及提升政策宣传力度等建议,旨在促进肇庆市大学生创业发展.
Analysis of Entrepreneurship Financing Channels and Evaluation of Policy Support Effects for College Students——Taking Zhaoqing City in Guangdong Province as an Example
This paper analyzes the survey data of 894 college students in Zhaoqing City,Guangdong Province,and comprehensively evaluates the current status of entrepreneurial financing channels and the effectiveness of policy support for college students'entrepreneurship in Zhaoqing.The results show that 20%of respondents have started their own businesses,primarily relying on personal funds and bank loans for financing.The main challenges include high financial thresholds and a lack of investment opportunities.Although more than 50%of respondents are aware of government policy support,the overall satisfaction is low.Based on the findings,this paper proposes recommendations to simplify the policy application process,increase financial support,and enhance entrepreneurship training,aiming to promote college student entrepreneurship in Zhaoqing City and Guangdong Province.

Guangdong ProvinceZhaoqing Citycollege student entrepreneurshipfinancing channelsemployment policiesawareness of entrepreneurial risks

梁艳霞、焦健华

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广东理工学院 广东 肇庆 526100

广东省肇庆市 大学生创业 融资渠道 就业政策 创业风险认知

2025

中国商论
中国商业联合会

中国商论

ISSN:2096-0298
年,卷(期):2025.34(1)