摘要
在福利经济学视角下,以多元线性回归模型为基础,研究医疗保险对幸福感的影响.研究发现:医疗保险,特别是商业保险对幸福感提升具有积极作用;相比没有任何医疗保险的居民,基本医疗保险显著提升了居民的幸福感;同时购买基本医疗保险和商业保险的居民幸福感更高.据此提出加大医保财政投入、扩大宣传力度、稳妥推进市场化改革和扩充公共消费需求表达渠道等建议,以进一步提高广大居民的幸福感和福利.
Abstract
From the perspective of welfare economics,based on multiple linear regression models,the study in-vestigates the influence of medical insurance on people's sense of happiness.The result shows that medical insur-ance,especially commercial insurance,has a positive effect on the improvement of people's sense of happiness.Com-pared with residents without any medical insurance,basic medical insurance significantly improves their sense of happiness and residents who purchase both basic medical insurance and commercial insurance have a higher sense of happiness.Based on this,it is advisable to increase financial investment in medical insurance,expand publicity ef-forts,steadily promote market-oriented reforms,and expand channels for expressing public consumption demand,so as to further improve the sense of happiness and welfare of members of society.
万方数据