An Analysis of Legal Regulation Difficulties in the Collection Industry in the Context of the Credit Economy
Under the large-scale operation of the credit economy,the collection industry has developed rapidly and has formed a relatively mature business operation model.Collection can not only help creditors recover overdue payments,but also repair the debtor's credit,and should be used reasonably.Due to the lagging nature of legal norms,incidents of illegal collection such as violence and coercion occur frequently.In this regard,access conditions such as organizational type and minimum capital limit can be set around the collection institution,and the collection scope can be defined as debts generated by legal entities based on legal transactions that can be valued in currency.In addition,it is also necessary to strictly regulate the collection behavior and implement corresponding responsibilities,fully leveraging industry self-discipline and administrative supervision efficiency.
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