首页|内蒙古地区信贷投放与经济增长的实证研究

内蒙古地区信贷投放与经济增长的实证研究

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信贷投放是一个地区重要的金融资源,对当地的经济发展有很重要的作用。本文基于1978-2013年内蒙古自治区地区人均生产总值和金融机构贷款余额的数据,对内蒙古自治区的信贷投放与经济增长的关系进行了实证研究,得出以下结论:内蒙古地区的人均生产总值与信贷投放之间存在双向的均衡关系,人均生产总值的增长带动了信贷的投放力度,同时在一定的滞后期内,信贷投放的多少也对经济的增长有很强的促进作用。
Credit is an important financial resourc-es, it plays a very important role to the local economic development. This article is based on the Inner Mongolia region in 1978-2013 regional PGDP and financial institutions loan balance data, analyzed the relationship between the credit availability and the economic growth of Inner Mongo-lia. Then the author came to the folow-ing conclusion: in Inner Mongolia there is a two-way relationship between credit and PGDP. When PGDP growth, and so did the credit on the strength, at the same time, in a certain lag period, the size of the supply of credit has a strong role in promoting the economic growth.

credit availabilityeconomic growthADF TestGranger Causality Test

马丽佳、包朝鲁门

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内蒙古农业大学 内蒙古呼和浩特 010018

中央财经大学 北京 100081

信贷投放 人均生产总值 ADF检验 Granger因果检验

2014

中外企业文化(下旬刊)

中外企业文化(下旬刊)

ISSN:
年,卷(期):2014.(10)
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