Inclusive Insurance,Migrant Workers Returning Home for Entrepreneurship and Regional Gap
This study aims to construct a Cobb-Douglas production function model and a theoretical framework that simultaneously incorporates inclusive insurance,migrant workers returning home for entrepreneurship,and narrowing the regional gap.It systematically elucidates the mechanism by which inclusive insurance reduces regional gap through facilitating migrant workers returning home for entrepreneurship.Furthermore,based on CHFS data combined with a mediation effects model,the study empirically examines the effects and mechanisms of inclusive insurance in narrowing regional gap.The research findings indicate that the penetrability and accessibility of inclusive insurance increase the risk appetite of migrant workers,stimulate their willingness to return home for entrepreneurship,and create multiple channels for employment,resulting in employment-enhancing effects.The usability of inclusive insurance provides more targeted and refined services,further stimulating migrant workers'willingness to return home for entrepreneurship and expanding income-generation channels,leading to income-enhancing effects.Migrant workers returning home for entrepreneurship is identified as the mediating mechanism through which inclusive insurance reduces regional gap.The impact of inclusive insurance on regional gap varies depending on the educational level of rural migrant workers and the overall level of development of inclusive insurance.The study on the multidimensional income-enhancing effects of inclusive insurance reveals that it significantly contributes to improving the income and living standards of migrant workers'families in underdeveloped regions.
Inclusive insuranceCommon prosperityMigrant workers returning home for entrepre-neurshipRegional gap
万方数据
维普
