Abstract
The following quote was obtained by the news editors from the background information supplied bythe inventors: “Users get a variety of messages from companies on a daily basis. For example, froma bank, a user may get messages related to marketing, configurable or usage alerts, and fraud alerts.Occasionally, a single event will cause the user to get multiple alerts. For example, if a user uses a creditcard in a foreign country, they may receive an informational message regarding exchange rates, a configuredmessage notifying them of a charge over $50, and a fraud message about an unexpected charge in a foreign country. This can be distracting or irritating to the user, who may disregard the messages if they receivetoo many at one time.”
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