Abstract
A patent application by the inventors DAGLEY, Geoffrey (McKinney, TX, US); HOOVER, Jason Richard (Grapevine, TX, US); PRICE, Micah (Plano, TX, US); TANG, Qiaochu (The Colony, TX, US); VASISHT, Sunil Subrahmanyam (Flowermound, TX, US); WYLIE, Stephen Michael (Carrollton, TX, US), filed on April 18, 2023, was made available online on February 1, 2024, according to news reporting originating from Washington, D.C., by NewsRx correspondents. This patent application is assigned to Capital One Services LLC (McLean, Virginia, United States). The following quote was obtained by the news editors from the background information supplied by the inventors: “Customers have limited methods for receiving accurate quotes and pricing when attempting to finance a vehicle purchase. For example, in a typical method, a customer visits an automobile dealership and selects a vehicle to purchase. After negotiating the vehicle price, the customer then fills out a lengthy credit application at the dealership and provides any information needed to complete the financing. After receiving dealership credit approval, the customer signs a contract reflecting the purchase and financing terms, such as the monthly payments and Annual Percentage Rate (APR).
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