Abstract
From the background information supplied by the inventors, news correspondents o btained the following quote: “Financial service providers are rapidly expanding the use of mobile services and mobile applications. Currently, most financial se rvice providers provide mobile banking services which allow customers to perform basic functions and transactions remotely, for example, by using an application on a mobile device such as a cell phone or a tablet having an online web interf ace. Mobile banking allows customers to manage their money without visiting a ph ysical brick and mortar branch bank location. Customers may check account balanc es, pay bills, transfer funds, send money to others, deposit checks, receive cus tomer support, apply for loans, receive alerts, apply for credit cards, manage b enefits, manage credit/debit cards, review transactions, open new accounts, and perform many other banking services on a mobile application on a mobile device w ithout travelling to a physical location. The financial services providers provi de these functions to customers electronically via an application without the ne ed for in-person teller services.
NETL
NSTL