Abstract
The assignee for this patent application is U.S. Bancorp National Association (M inneapolis, Minnesota, United States). Reporters obtained the following quote from the background information supplied by the inventors: “The proliferation of storage and network devices enables a la rge amount of data to be exchanged and stored. A large amount of data allows ana lysis or predictions that were not feasible before. For example, a big data anal ysis performed on millions of accounts may enable online behavior predictions of consumer behavior.