Abstract
Patent number 11935078 is assigned to Capital One Services LLC (McLean, Virginia , United States).The following quote was obtained by the news editors from the background informa tion supplied by theinventors: “Dealerships often work with a financing company that provides a loan to a customer, allowingthe customer to purchase a vehicle from the dealership. The financing company may have a complicatedproprietary p ricing model that the financing company keeps secret. The pricing model may be u sed todetermine the loan structure for a customer and vehicle combination based on a variety of factors. However,it may be difficult for dealerships to determ ine which vehicles may be eligible for financing (e.g., are inpolicy) for a par ticular customer and which in policy loan structures may meet customer preferenc es.