首页|Researchers Submit Patent Application, 'Dynamic Purchasing Power Visualization', for Approval (USPTO 20240135442)
Researchers Submit Patent Application, 'Dynamic Purchasing Power Visualization', for Approval (USPTO 20240135442)
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By a News Reporter-Staff News Editor at Robotics & Machine Learning Daily News Daily News - From Washington, D.C., NewsRx journali sts report that a patent application by the inventors Davis, Susan Hogan (Alexan dria, VA, US); Figueroa-Ramirez, Martin (Silver Spring, MD, US); Hickey, Tara An n (Herndon, VA, US); Kwok, Jennifer (Brooklyn, NY, US), filed on October 24, 202 2, was made available online on April 25, 2024. No assignee for this patent application has been made. News editors obtained the following quote from the background information suppli ed by the inventors: “Electronic transactions, such as payment for goods and ser vices, can be facilitated with physical payment cards. A payment card can be pre sented at a point-of-sale terminal, which acquires payment card details from the card. Subsequently, the details are sent to the merchant or acquiring bank or p rocessor through a network. The acquiring bank or processor forwards the details to a payment card network, which requests payment authorization from an issuing bank of the payment card. If funds are available, the issuing bank can send an approval code through the payment card and acquiring bank networks to the mercha nt. Subsequently, the merchant can send the approval code through the networks, which results in a debit from an issuing bank account and a credit to a merchant or acquiring bank account.
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