摘要
来自华盛顿特区的一位新闻记者兼机器人与机器学习每日新闻的工作人员新闻编辑报道，发明者帕斯托雷，亚历克西斯（美国北卡罗来纳州夏洛特）于2024年1月2日提交的专利申请于2024年6月6日在网上公布。专利的受让人是Truist Bank（美国北卡罗来纳州夏洛特）。新闻编辑从发明人提供的背景信息中获得了以下引文：“领域”本公开一般涉及用于管理在线应用程序中的事务的系统和方法，更具体地说，一种允许用户在网上信用卡申请中创建单独的交易列表和列表的排列的系统和方法。“讨论”银行是一个金融机构，它被许可接受来自独立机构和组织的存款，并向这些个人和组织或其他人提供贷款。银行也可以执行其他服务，例如财富管理、货币兑换等。因此，一家银行可能有成千上万的客户和客户。根据银行提供的服务，它可以分为零售银行、商业银行、投资银行或它们的组合。零售银行通常提供诸如支票和储蓄账户、贷款和抵押服务、汽车融资、商业银行通常提供信贷服务、现金管理、商业房地产服务、雇主服务、贸易融资等。投资银行通常为公司客户提供复杂的服务和金融交易，如承销和协助并购活动。
Abstract
By a News Reporter-Staff News Editor at Robotics & Machine Learning Daily News Daily News-From Washington, D.C., NewsRx journali sts report that a patent application by the inventor Pastore, Alexis (Charlotte, NC, US), filed on January 2, 2024, was made available online on June 6, 2024. The patent's assignee is Truist Bank (Charlotte, North Carolina, United States). News editors obtained the following quote from the background information suppli ed by the inventors: " "Field "This disclosure relates generally to a system and method for managing transacti ons in an online application and, more particularly, to a system and method for allowing a user to create separate transaction lists and arrangement of the list s in an online credit card application. "Discussion "A bank is a financial institution that is licensed to receive deposits from ind ividuals and organizations and to make loans to those individuals and organizati ons or others. Banks may also perform other services such as wealth management, currency exchange, etc. Therefore, a bank may have thousands of customers and cl ients. Depending on the services that a bank provides, it may be classified as a retail bank, a commercial bank, an investment bank or some combination thereof. A retail bank typically provides services such as checking and savings accounts , loan and mortgage services, financing for automobiles, and short-term loans su ch as overdraft protection. A commercial bank typically provides credit services , cash management, commercial real estate services, employer services, trade fin ance, etc. An investment bank typically provides corporate clients with complex services and financial transactions such as underwriting and assisting with merg er and acquisition activity.
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