Abstract
The assignee for this patent application is Capital One Services LLC (McLean, Vi rginia, United States).Reporters obtained the following quote from the background information supplied by the inventors: “Inrecent years, the use of artificial intelligence-including , but not limited to, machine learning, deep learning,etc. (referred to collect ively herein as functions, neural networks, artificial intelligence models, mach inelearning models, or simply models)-has exponentially increased. Broadly desc ribed, artificial intelligencerefers to a wide-ranging branch of computer scien ce concerned with building smart machines capable ofperforming tasks that typic ally require human intelligence. Key benefits of artificial intelligence are itsability to process data, find underlying patterns, and/or perform real-time det erminations.”
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