首页|Researchers Submit Patent Application, 'Dynamic Purchasing Power Visualization', for Approval (USPTO 20240232895)
Researchers Submit Patent Application, 'Dynamic Purchasing Power Visualization', for Approval (USPTO 20240232895)
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News editors obtained the following quote from the background information suppli ed by the inventors:“Electronic transactions, such as payment for goods and ser vices, can be facilitated with physical paymentcards. A payment card can be pre sented at a point-of-sale terminal, which acquires payment card detailsfrom the card. Subsequently, the details are sent to the merchant or acquiring bank or p rocessor througha network. The acquiring bank or processor forwards the details to a payment card network, which requestspayment authorization from an issuing bank of the payment card. If funds are available, the issuing bankcan send an approval code through the payment card and acquiring bank networks to the mercha nt.Subsequently, the merchant can send the approval code through the networks, which results in a debitfrom an issuing bank account and a credit to a merchant or acquiring bank account.
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