Abstract
The following quote was obtained by the news editors from the background informa tion supplied bythe inventors: “Users get a variety of messages from companies on a daily basis. For example, from a bank,a user may get messages related to m arketing, configurable or usage alerts, and fraud alerts. Occasionally,a single event will cause the user to get multiple alerts. For example, if a user uses a credit card ina foreign country, they may receive an informational message reg arding exchange rates, a configuredmessage notifying them of a charge over $ 50, and a fraud message about an unexpected charge in aforeign country. This ca n be distracting or irritating to the user, who may disregard the messages if th eyreceive too many at one time.”
NETL
NSTL