Abstract
Reporters obtained the following quote from the background information supplied by the inventors: “ “Field “This field is generally related to using machine learning to provide predictive revenue deposits using a Real-Time Payment (RTP) network. “Related Art “As transaction technology continues to evolve, businesses may still encounter d elays in receiving settlement funding for completed transactions. While larger m erchants or businesses may be able to maintain reserve funding or obtain lines o f credit to account for these delays, small or medium sized business may be more sensitive to the effects of a delay. For example, a delay in funding completed transactions may prevent such businesses from having enough capital to purchase more products for sale. Receiving funding 24 or 48 hours after a sale is complet ed may have detrimental effects on business. In this manner, conventional comput ing processes for dispersing funding for completed transactions are inefficient. ”
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NSTL