首页|Patent Issued for Payment processor financing of customer purchases (USPTO 12131 376)
Patent Issued for Payment processor financing of customer purchases (USPTO 12131 376)
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The following quote was obtained by the news editors from the background informa tion supplied bythe inventors: “Offering financing plans to customers is shown to provide businesses with benefits suchas repeat business, brand awareness, cu stomer loyalty, etc. Individuals can approach a business, e.g.,consumer electro nics store, to request a financing plan for a purchase of a product or service. Whenrequesting for a financing plan, an individual will typically fill out an a pplication that provides the businesswith the individual’s personal and financi al information. The business will then evaluate the individual’sapplication to make a decision on whether to approve the financing plan, e.g., a flexible month ly paymentplan for the purchase. However, the business generally does not get p aid in full for the purchase at thetime of transaction. In addition, the indivi dual could become unable to pay after being approved for thefinancing plan by t he business.
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