摘要
记者从发明人提供的背景资料中获得以下引述：“金融服务提供商正在迅速扩大移动服务和移动应用程序的使用。”目前，大多数金融服务提供者提供移动银行服务，使客户能够远程执行基本功能和事务，例如，使用mobile上的应用程序具有在线Web界面的设备，如手机或平板电脑。移动银行允许客户管理他们的钱，而不是访问实际的金砖四国和迫击炮分行的地点。客户可以检查帐户余额，支付账单，转账，汇款给他人，存款支票，接待客户Suppo RT，申请贷款，接收警报，申请信用卡，管理福利，管理信用/借记卡在移动电话上刷卡、审核交易、开设新帐户和执行其他银行服务在移动设备上的应用，而不需要追踪到物理位置。金融服务提供者通过应用程序以电子方式向客户提供这些信息，而不需要In-P erson出纳员服务。
Abstract
Reporters obtained the following quote from the background information supplied by the inventors:“Financial service providers are rapidly expanding the use of mobile services and mobile applications.Currently, most financial service provi ders provide mobile banking services which allow customers toperform basic func tions and transactions remotely, for example, by using an application on a mobil edevice such as a cell phone or a tablet having an online web interface. Mobile banking allows customers tomanage their money without visiting a physical bric k and mortar branch bank location. Customers maycheck account balances, pay bil ls, transfer funds, send money to others, deposit checks, receive customersuppo rt, apply for loans, receive alerts, apply for credit cards, manage benefits, ma nage credit/debitcards, review transactions, open new accounts, and perform man y other banking services on a mobileapplication on a mobile device without trav elling to a physical location. The financial services providersprovide these fu nctions to customers electronically via an application without the need for in-p erson tellerservices.
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