首页|Patent Issued for Systems and methods for managing a financial account in a low- cash mode (USPTO 12125008)
Patent Issued for Systems and methods for managing a financial account in a low- cash mode (USPTO 12125008)
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Reporters obtained the following quote from the background information supplied by the inventors:“Financial service providers are rapidly expanding the use of mobile services and mobile applications.Currently, most financial service provi ders provide mobile banking services which allow customers toperform basic func tions and transactions remotely, for example, by using an application on a mobil edevice such as a cell phone or a tablet having an online web interface. Mobile banking allows customers tomanage their money without visiting a physical bric k and mortar branch bank location. Customers maycheck account balances, pay bil ls, transfer funds, send money to others, deposit checks, receive customersuppo rt, apply for loans, receive alerts, apply for credit cards, manage benefits, ma nage credit/debitcards, review transactions, open new accounts, and perform man y other banking services on a mobileapplication on a mobile device without trav elling to a physical location. The financial services providersprovide these fu nctions to customers electronically via an application without the need for in-p erson tellerservices.
BusinessCyborgsEmerging TechnologiesFinance and InvestmentInvestment and FinanceMachine LearningThe PNC Fina ncial Services Group Inc.
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