南京市城乡家庭金融知识现状及对策分析
Current Situation and Strategies of Family Finance Literacy in Nanjing Urban and Rural Areas
雷蕾 1郭东琪 1李超1
作者信息
- 1. 南京农业大学金融学院,江苏南京 210095
- 折叠
摘要
随着金融市场的不断发展和家庭金融市场参与度的提高,金融知识的重要性凸显出来.以2016年江苏省南京市437户城乡家庭金融数据为依托,分析了不同年龄段、受教育程度、风险态度等家庭特征变量与城乡家庭金融知识水平的相关性,并探讨城乡家庭差异的原因.同时,基于城乡家庭的差异化金融知识获取渠道,结合地区具体情况,提出了城市、农村家庭的针对性政策建议.
Abstract
With the development of financial market and the improvement of family financial market participation, the importance of financial knowledge is highlighted.Based on the family financial data of 437 urban and rural households in Nanjing of Jiangsu in 2016, we analyzed the relationship between family characteristics variables such as different age groups, educational level and risk attitude and the level of urban and rural family financial knowledge, and discussed the differences between urban and rural families.At the same time, based on differentiated financial knowledge access channels of the urban and rural families, combined with the specific circumstances of the region, we put forward pertinence policy for urban and rural family.
关键词
金融知识/城乡家庭/数据分析/对策Key words
Financial literacy/Urban and rural family/Data analysis/Strategy引用本文复制引用
基金项目
南京农业大学国家级SRT项目(201610307087)
出版年
2017
国家科技期刊平台
NSTL
维普
万方数据