首页|乡村振兴背景下我国农村金融资源配置现实困境与破解路径

乡村振兴背景下我国农村金融资源配置现实困境与破解路径

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将农村金融资源配置到农业农村发展的重点和薄弱环节是乡村振兴战略的重点任务,如何优化金融资源配置,提高资源配置效率一直是急需解决的重要问题.通过从供给和需求两个角度分析现阶段农村金融资源配置的现状,厘清农村金融资源配置的现实困境,并提出合理规定政府干预边界、探索市场化资源配置模式、健全风险防范与监管机制以及强化金融科技赋能 4 个方面的建议,以提高金融资源配置水平.
China's Rural Financial Resource Allocation in the Context of Rural Revitalisation:The Reality of the Dilemma and the Path of Cracking
Allocating rural financial resources to the key and weak links of agricultural and rural development is a key task of the rural revital-isation strategy,and how to optimize the allocation of financial resources and improve the efficiency of resource allocation has always been an important issue that needs to be solved urgently.The article analyses the status quo of rural financial resource allocation at this stage from the perspectives of supply and demand,clarifies the realistic dilemmas of rural financial resource allocation,and puts forward suggestions from four aspects of rationally stipulating the boundaries of government intervention,exploring the market-based resource allocation model,sounding the risk prevention and supervision mechanism,and strengthening the empowerment of financial science and technology,in order to improve the level of financial resource allocation.

Rural financeResource allocationRural rejuvenationMarket-orientedFinancial technology

王焱、王见

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西南林业大学,云南昆明 650224

农村金融 资源配置 乡村振兴 市场化 金融科技

云南省哲学社会科学创新团队建设项目

2023YNCX002

2024

安徽农业科学
安徽省农业科学院

安徽农业科学

影响因子:0.413
ISSN:0517-6611
年,卷(期):2024.52(7)
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