Scene Finance and Financial Scene:Building a New Model of Digital Inclusive Financial Growth
Under the traditional development model of inclusive finance,due to the lack of support from digital technology information,the hard risks and high costs in the development of inclusive finance seri-ously affect the delivery success rate of inclusive finance products and services.Digitized inclusive finance packages its service targets in a customer-oriented and scenario based manner,establishes distinct custom-er categories and groups with clear identification,and configures personalized financial products and ser-vices through digital technology to build inclusive finance into a product line with high financial added val-ue.In terms of specific measures,it is necessary to include all service target information of inclusive fi-nance scenarios in the data center information database of financial institutions,establish a strong inclusive finance data center and a flexible,sensitive,and market-oriented inclusive finance marketing center,and create diversified inclusive finance products and services.With the help of financial technology,accelerate the development of inclusive finance,achieve mutual benefits between basic finance and inclusive finance service objects,build a scenario financial ecosystem dominated by digital inclusive finance,and achieve a virtuous cycle of finance,technology,and inclusive finance service objects.