With the development of digital economy, the digital transformation of commercial banks has become an inevitable trend. In recent years, the digital transformation development of domestic commer-cial banks shows that the digital transformation process of large commercial banks and small and medium-sized commercial banks in economically developed areas is relatively fast, while the digital transformation development of small and medium-sized commercial banks in Jilin Province is relatively slow.In the pro-cess of digital transformation, small and medium-sized commercial banks in Jilin Province are faced with difficulties such as unreasonable top-level design, insufficient resource investment and imperfect data man-agement system.The paper analyzes the background, current situation, and challenges faced by the digital transformation of small and medium-sized commercial banks in Jilin Province, and proposes correspond-ing countermeasures, which has certain practical significance for accelerating the digital transformation of small and medium-sized commercial banks in Jilin Province.
关键词
吉林省/中小商业银行/数字化转型
Key words
Jilin Province/small and medium-sized commercial banks/digital transformation
维普
万方数据