The development progress of financial technology, the improvement of financial resource alloca-tion efficiency and the high quality growth of the economy are a mutually reinforcing process. Through the fixed effect regression of the panel data of 31 provincial administrative regions, the relationship between fintech and economic growth is studied, and the impact of resource allocation efficiency changes brought by different financial structures on economic growth is considered.Research shows that fintech promotes economic growth, and a reasonable financial structure can promote economic growth to the greatest extent. Therefore, the government should increase the policy support in fintech, and construct the financial struc-ture in line with our reality according to the objective situation.
关键词
金融科技/资源配置效率/金融结构/经济增长
Key words
fintech/efficiency of resource allocation/financial structure/economic growth