Research on the Impact of Fin-tech on the Profitability of Commercial Banks
With the rapid development of science and technology, the application of new technology has become the key to the upgrading, transformation and innovative development of commercial banks.Com-mercial banks use technological means to make their financial service products more refined, scenario based, and intelligent, thereby improving their profit levels.In order to explore the impact of fin-tech on the profitability of commercial banks, the data of 11 commercial banks from 2011 to 2021 are taken as sam-ples for empirical analysis.The empirical results show that the fin-tech level of commercial banks is posi-tively related to its profitability, and the development of fin-tech has improved the profitability of commer-cial banks.In view of this, commercial banks should integrate with financial technology for development, transform their original business models, optimize business processes, and obtain more significant econom-ic benefits.
万方数据
维普
