Research on the Impact of Digital Inclusive Finance on Urban-rural Integration——Based on the Perspective of the Intermediary Effect of Rural Human Capital Investment
At present, the insufficient coordination of urban and rural development has become a bottle-neck restricting the construction of the new development pattern.The booming development of digital tech-nology provides the means to solve this problem.By explaining the theory that digital inclusive finance af-fects urban-rural integration, the relevant data of the autonomy of 31 provinces (autonomous regions and municipalities directly under the central government) in China from 2011 to 2021 were selected, and the development level of urban and rural integration in 31 provinces (autonomous regions and municipalities directly under the central government) was evaluated by entropy method.Finally, the effect of digital inclu-sive finance on urban-rural integration and the intermediary mechanism of rural human capital investment are analyzed by fixed-effect model and instrumental variable method.The results show that the level of ur-ban-rural integration in various regions has been significantly improved, and the relative gap between re-gions is gradually narrowed;the development of digital inclusive finance effectively promotes the urban-rural integration, and promotes the level of urban-rural integration through the investment effect of human capital of farmers.In the future, China should accelerate the development of digital inclusive finance and smooth the channels of investment in human capital.
digital inclusive financeurban-rural integrationentropy methodfixed effect modelintermediary mechanism
万方数据
