An Empirical Study on the Impact of Digital Inclusive Finance Development on Urban Employment
In order to study the impact of the development of digital inclusive finance on urban employ-ment, the panel data of 31 provinces in China from 2011 to 2021 were selected for demonstration, and the intermediary channels for the impact of the development of digital inclusive finance on urban employment in China were explored.The research results show that:first of all, the development of digital inclusive fi-nance in China can promote the improvement of urban employment, but the improvement effect shows re-gional heterogeneity, and the development of digital inclusive finance in regions with low consumption power and high industrial structure has more obvious effects on urban employment.Secondly, the degree of digitalization and depth of use are greater than the coverage of the improvement of urban employment. The effect of coverage is obvious in the eastern region, the depth in the central and eastern regions, and the cov-erage in the western region.Finally, the improvement of residents' consumption level and industrial struc-ture upgrading play an intermediary role in the impact of the development of digital inclusive finance on urban employment.Therefore, it is suggested to give full play to the driving role of the development of digi-tal inclusive finance in urban employment, promote the development of regional digital inclusive finance according to local conditions, improve the consumption level of residents and optimize the industrial struc-ture, and improve the supervision mechanism for the development of digital inclusive finance.
digital inclusive financeurban employmentintermediary effectheterogeneity
万方数据
维普
