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金融文化视角下吉林省青年职业农民金融能力提升研究

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在吉林省乡村振兴战略推进的进程中,如何提高农村地区金融服务效率始终是重点问题.一方面,政府加大对农村金融改革的力度,另一方面,金融机构也在金融产品和服务的提供方面调整创新,但是,在这个过程中,金融政策和金融产品与服务能否被有效利用,取决于农村居民的金融能力.青年职业农民作为农村发展的新兴力量,未来是农村生产生活的主力,对该部分群体金融能力的提升关乎未来农村金融市场的长远发展.金融能力的提升有多种途径,但单就个别知识和能力的提升,缺乏体系且效率低下.因此,树立吉林省特色金融文化,以金融文化推动金融普及教育,能为青年职业农民的金融能力提升提供相对清晰完善的框架思路和较大的内驱力.
Research on Improving the Financial Ability of Young Professional Farmers in Jilin Province from the Perspective of Financial Culture
In the process of promoting the rural revitalization strategy in Jilin Province, how to improve the efficiency of financial services in rural areas is always a key issue.On the one hand, the government has intensified the reform of rural financial reform;on the other hand, financial institutions also adjust and innovate in the provision of financial products and services. However, in this process, whether financial policies and financial products and services can be effectively used depends on the financial ability of rural residents.As an emerging force of rural development, young professional farmers will be the main force of rural production and life in the future. The improvement of the financial ability of these groups is related to the long-term development of the rural financial market in the future.There are many ways to improve fi-nancial ability, but as for the improvement of individual knowledge and ability,still lack of system and inef-ficient.Therefore, establishing the characteristic financial culture of Jilin Province and promoting the finan-cial popularization education with the financial culture can provide a relatively clear and perfect frame-work and a greater driving force for improving the financial ability of young professional farmers.

financial abilityfinancial culturefinancial popularization education

张亦潍

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长春金融高等专科学校 金融学院,吉林 长春 130124

金融能力 金融文化 金融普及教育

共青团吉林省省委吉林省青少年发展研究计划(2023)

2023jqy-217

2024

长春金融高等专科学校学报
长春金融高等专科学校

长春金融高等专科学校学报

影响因子:0.258
ISSN:1671-6671
年,卷(期):2024.(3)