The Impact Mechanism of Financial Investment Behaviors on Urban and Rural Residents'Income and Policy Proposals from the Perspective of Common Prosperity
Increasing the property income of urban and rural residents is an important basis for promoting the common prosperity of all people.Based on the data of"Chinese General Social Survey"in 2021,this paper uses the logistic regression models to empirically test the impact of financial investment behavior on household income of urban and rural residents.The results show that the proportion of property income of urban and rural residents is still low;in terms of increasing the property income of urban and rural residents,there are both total and structural problems.Financial investment behaviors can significantly increase the income of urban and rural households and there is a difference in the rate of return of financial investment between urban and rural areas.Family economic capital and human capital have significant positive effects on family financial investment behaviors.Therefore,it is necessary to further enhance the awareness of investment and financial management of urban and rural residents,encourage financial institutions to strengthen financial product innovation,build a new urban and rural financial service system,and further promote the development of inclusive finance.
common prosperityincome of urban and rural residentsfinancial investmentfinancial power strategy
万方数据
维普
