首页|数字金融促进产业结构升级的效果和机制研究——基于295个地级市面板数据的分析

数字金融促进产业结构升级的效果和机制研究——基于295个地级市面板数据的分析

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原文链接
  • 国家科技期刊平台
  • NETL
  • NSTL
  • 万方数据
使用2011-2021 年295 个地级市的面板数据,测算地级市的产业结构升级指数,利用双向固定效应研究数字金融对产业结构升级的影响.结果表明:第一,数字金融显著促进了产业结构升级,且在质和量的维度上都具有显著效果.该结论通过工具变量回归和数字金融的子指标检验,即覆盖广度和使用深度检验,结果都是稳健的.第二,异质性分析发现,数字金融显著促进了中西部地区的产业结构升级,为实现包容性增长提供了动力.在传统基建水平较高的城市,数字金融促进产业结构升级的作用强于传统基建水平较低的城市.第三,融资可得性、消费升级和科技创新是数字金融促进产业结构升级的重要作用机制.基于此,建议加强数字金融建设,提升融资可得性、助力消费升级、扶持科技创新,特别是要提升中西部地区的数字金融建设水平,使数字金融切实发挥出对产业结构升级的促进作用.
Research on the effect and mechanism of digital finance in promoting industrial structure upgrading——An analysis based on panel data from 295 prefecture level cities
This paper uses the panel data of 295 prefecture level cities from 2011-2021 to calculate the industrial structure upgrading index of prefecture level cities,and uses two-way fixed effects to study the impact of digital finance on industrial structure upgrading.The research results indicate that firstly,digital finance significantly promotes the upgrading of industrial structure,and the effect is significant in both quality and quantity dimensions.This result is robust when using instrumental variable regression and sub indicators of digital finance,namely coverage breadth and usage depth.Secondly,heterogeneity analysis reveals that digital finance has significantly promoted the upgrading of industrial structure in the central and western regions,providing impetus for achieving inclusive growth.In cities with high levels of traditional infrastructure,the role of digital finance in promoting industrial structure upgrading is stronger than in cities with low levels of traditional infrastructure.Thirdly,financing availability,consumption upgrading,and technological innovation are important mechanisms for digital finance to promote industrial structure upgrading.Based on this,it is recommended to strengthen the construction of digital finance,improve financing accessibility,assist in consumer upgrading,support technological innovation,especially to enhance the level of digital finance construction in the central and western regions,so that digital finance can effectively play a promoting role in industrial structure upgrading.

digital financeindustrial structure upgradingcoverage breadthusage depthfinancing availabilityconsumption upgradingtechnological innovation

郑燕巧、吕阳

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中国社会科学院人口与劳动经济研究所,北京 100006

浙江大学嘉兴研究院,浙江杭州 314033

数字金融 产业结构升级 覆盖广度 使用深度 融资可得性 消费升级 科技创新

国家自然科学基金项目国家资助博士后研究人员计划项目中国博士后科学基金特别资助项目中国博士后科学基金面上资助项目

72104209GZC202330962024T1710312024M753603

2024

10.3969/j.issn.1674-8425(s).2024.07.009

重庆理工大学学报
重庆理工大学

重庆理工大学学报

CSTPCD北大核心
影响因子：0.567
ISSN：1674-8425
年,卷(期)：2024.38(14)
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