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数字普惠金融对乡村振兴的影响效应及机理分析

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基于2010—2021年我国31个省份(不含港澳台)的面板数据,本研究采用双向固定效应模型等实证方法构建各省份乡村振兴指数,并运用数字普惠金融指数,进一步研究数字普惠金融是否对乡村振兴产生影响。研究发现,数字普惠金融对乡村振兴的发展水平存在着显著影响,该结论在进行一系列的稳健性检验后依旧成立。作用机制结果表明,数字普惠金融能够通过减少城乡就业差距从而推动乡村振兴的发展。门槛效应回归结果表明,数字普惠金融对乡村振兴的影响会受到当地市场中介组织的发育和法律制度环境的制约。鉴于此,从多个角度提出数字普惠金融推动我国乡村振兴发展的对策建议。
Analysis of the Impact and Mechanism of Digital Inclusive Finance on Rural Revitalization
Based on the panel data of 31 provinces in China(excluding Hong Kong ,Macao and Taiwan) from 2010 to 2021 ,this study uses empirical methods such as two-way fixed-effect model to construct rural revitalization index of each province ,and use digital inclusive finance index to further study whether digital inclusive finance has any impact on rural revitalization. It is found that digital inclusive finance has a significant impact on the development level of rural revitalization , which remains valid in a series of robustness tests. The results of the mechanism show that digital inclusive finance can promote the development of rural revitalization by reducing employment gap between urban and rural areas. The regression results of threshold effect show that the impact of digital inclusive finance on rural revitalization is constrained by the development of local market intermediary organizations and the legal system environment. In view of this,this paper puts forward countermeasures and suggestions from multiple perspectives for digital inclusive finance to promote the development of rural revitalization in China.

digital inclusive financerural revitalizationtwo-way fixed-effect modelmediating effectthreshold effect

李安妮、王勇

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安徽科技学院管理学院,安徽 蚌埠 233000

安徽科技学院财经学院,安徽 蚌埠 233000

数字普惠金融 乡村振兴 双向固定效应模型 中介效应 门槛效应

2024

重庆科技学院学报(社会科学版)
重庆科技学院

重庆科技学院学报(社会科学版)

影响因子:0.242
ISSN:1673-1999
年,卷(期):2024.(3)
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