Research on the Impact of Digital Inclusive Finance on Narrowing Down the Income Gap Between Urban and Rural Areas
Based on the national panel data during the period from 2011 to 2021,it uses econometric models to explore the impact of digital inclusive finance on the urban-rural income gap,and employs replacement of explanatory variables and addition of control variables for robustness analysis,and heterogeneity analysis for the eastern,central and western regions of China.The results show that digital inclusive finance as well as its different dimensions and functions can significantly converge the urban-rural income gap,such convergence effect of digital inclusive finance is heterogeneous across regions,and different control variables have different impacts on the urban-rural income gap.On this basis,policy suggestions are put forward such as improving the infrastructure of digital inclusive finance,building a diversified supply system of digital inclusive finance,improving the legal and regulatory system of digital inclusive finance,and promoting the development of digital inclusive finance in various regions according to local conditions,so as to narrow down the income gap between urban and rural areas and fulfill common prosperity.
digital inclusive financeurban-rural income gapinclusive financedigital financial servicecommon prosperity
国家科技期刊平台
NSTL
万方数据
