沧州师范学院学报2024,Vol.40Issue(2) :65-68.

沧州市科技金融促进科技型中小企业发展研究

Research on Fin-Tech Promotes the Development of Technology-Based SMEs in Cangzhou

朱荣
沧州师范学院学报2024,Vol.40Issue(2) :65-68.

沧州市科技金融促进科技型中小企业发展研究

Research on Fin-Tech Promotes the Development of Technology-Based SMEs in Cangzhou

朱荣1
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作者信息

  • 1. 沧州市科技创新服务中心,河北沧州 061000
  • 折叠

摘要

在新时期背景下,科技型中小企业在国民经济发展中发挥着举足轻重的作用.沧州市高度重视创新主体培育,不断优化创新环境,激发创新活力,提高创新能力,科技企业数量和质量有了大幅提升,但科技金融支持科技企业发展过程中仍存在银企双方信息不对称,科技企业融资难;融资渠道相对单一,金融机构发展不足;金融产品与科技中小企业契合度低;政策性金融发挥作用不足等问题.由此,应构建科技金融服务体系,强化银企对接,壮大金融服务平台,鼓励金融机构产品创新,加强人才引培,助力科技创新能力提升,推动沧州市经济高质量发展.

Abstract

In the context of the new era,technology-based SMEs play a pivotal role in the development of the national economy.Cangzhou city places high importance on nurturing innovation entities,continu-ously optimizing the innovation environment,stimulating innovation vitality,and enhancing innovation ca-pabilities.There has been a significant increase in the number and quality of technology companies.How-ever,there are still issues in the process of financial support for technology companies,including informa-tion asymmetry between banks and enterprises,difficulties in financing for technology companies;relative-ly single financing channels,insufficient development of financial institutions;low alignment of financial products with the needs of technology SMEs;and inadequate role of policy finance.Therefore,it is neces-sary to build a technological financial service system,strengthen the connection between banks and enter-prises,expand financial service platforms,encourage product innovation by financial institutions,enhance talent introduction and training,boost the capacity for technological innovation,and promote high-quality economic development in Cangzhou city.

关键词

科技金融/科技创新/科技型中小企业

Key words

Fin-tech/technology-based SMEs/technological innovation

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出版年

2024
沧州师范学院学报
沧州师范学院

沧州师范学院学报

影响因子:0.151
ISSN:2095-2910
参考文献量1
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