The Impact of Provincial Pooling on Pension Insurance Coverage
Expanding the coverage of pension insurance is a crucial measure for maintaining the stable operation of the pension insurance system.This study takes the provincial pooling reform of pension insurance as its focal point to examine the impact of such reform on the coverage of pension insurance.The findings indicate that provincial pooling can effectively enhance the coverage of pension insurance.This effect is closely associated with several factors,including policy implementation preconditions,implementation plans and outcomes,and implementation targets.Specifically,higher regulatory intensity,smaller municipal corporate bond scale,and a better labor protection environment contribute to more significant effects.Additionally,it is observed that lower costs of pension insurance and a clear responsibility sharing mechanism stimulate an increased supply of pension insurance.In terms of employee characteristics,provincial pooling primarily improves the demand for pension insurance of workers with greater mobility demands.The research conclusions presented in this paper are valuable for clarifying preparatory work related to pension pooling reform,understanding differences in effectiveness among various implementation plans,recognizing heterogeneous impacts on different groups,and facilitating further improvements in national pension insurance pooling schemes.
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