Research on the Development Status,Existing Problems,and Countermeasures of Housing Rental Finance
The Central Financial Work Conference proposed to promote a virtuous cycle between finance and real estate,accelerate the construction of the"three ma-jor projects"such as affordable housing,and build a new model for real estate de-velopment.This article is based on the new trend of real estate development in Chi-na,with financial support for the supply side structural reform of the housing rental market as the foundation,and deeply explores the development of housing rental fi-nance in China.Research has found that in recent years,China has increased policy support to accelerate the development of housing rental finance,actively exploring and practicing traditional credit,bonds,asset securitization products,and equity in-vestment,which has played a certain supporting role in promoting the development of the housing rental market.However,due to the low marketization structure,low return characteristics,and sluggish development environment of the housing rental market,there are problems in the development of housing rental finance in China,such as small scale,low participation enthusiasm of financial institutions,insuffi-cient financial innovation,and poor efficiency of financial services.The virtuous cy-cle between the housing rental market and the financial market still needs to be im-proved.Finally,based on the experience of countries such as the United States,Ger-many,and Japan,it is recommended to strengthen top-level design,strengthen in-centive measures,accelerate financial innovation,and optimize supporting policies.By establishing a sound financial support system for housing rental,the stable de-velopment of the housing rental market can be promoted.
万方数据
维普
