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新业态劳动群体参保社会保险问题研究

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随着新就业形态的迅速发展,我国新业态从业者数量激增,如何促进此类从业者参保社会保险,成为亟需解决的问题.2021年,人力资源和社会保障部等联合发布《关于维护新就业形态劳动者劳动保障权益的指导意见》,将新业态劳动者划分为三类,新增"不完全符合确立劳动关系情形"这一劳动形态,开启了新业态社保在劳动关系保障的新篇章.近年来,我国各地政府对新业态劳动者的社保政策逐步放宽,对提高社保待遇及权益进行了积极探索和实践,但仍面临劳动关系缺乏划分经验、新业态劳动者以及新经济组织对社保缴纳存在缴费压力大、社保转移接续手续繁琐、参保面窄、维权工作难等问题.基于劳动三分法,分析政府、劳动者、用人单位等各方主体参与的新业态劳动群体社保参与路径,提出尽快完善适合新业态灵活就业人员劳动关系划分的顶层设计;优化社保转移接续手续,提高参保扩面的精准性;解决社保制度中政策、缴费激励、逆向选择问题;落实监管政策,做好维权工作等政策建议.
A Study on the Social Insurance Participation of Labor Groups in New Business Forms
With the rapid development of new forms of employment,the number of new business practitioners in China has surged.How to promote such practitioners to participate in social insurance has become an urgent problem that needs to be solved.In 2021,the Ministry of Human Resources and Social Security jointly issued the Guiding Opinions on Safeguarding the Labor Security Rights and Interests of Workers in New Forms of Employment,dividing new types of workers into three categories and adding the labor form of"not fully in line with the established labor relationship situation",opening a new chapter in the protection of labor relations in new forms of social security.In recent years,governments in various regions of Chi-na have gradually relaxed their social security policies for new types of workers,ac-tively exploring and practicing ways to improve social security benefits and rights.However,they still face problems such as a lack of experience in dividing labor rela-tions,inertia in social security payments among workers in new formats and new e-conomic organizations,high payment pressure,cumbersome procedures for trans-ferring and continuing social security,narrow coverage,and difficulty in carrying out rights protection work.The paper is based on the"labor triad"and analyzes and constructs a social security participation path for new types of labor groups invol-ving various entities such as the government,workers,and employers.It proposes to improve the top-level design of labor relations division suitable for flexible employ-ment personnel in new types of industries as soon as possible;Eliminate the inertia of workers in participating in insurance and reduce payment pressure;Optimize the transfer and continuation procedures of social security,and improve the accuracy of insurance coverage expansion;Addressing policy,payment incentives,and adverse selection issues in the social security system;Implement regulatory policies and provide policy recommendations for safeguarding rights.

Social InsuranceLabor TriadFlexible Employment PersonnelAnti Withholding MechanismOccupational Injury Protection

唐金成、李莹莹

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广西大学经济学院,广西南宁 530004

社会保险 劳动三分法 灵活就业人员 防断缴机制 职业伤害保障

2024

当代金融研究
中国人民银行重庆营业管理部,西南大学,重庆日报报业集团

当代金融研究

ISSN:2096-4153
年,卷(期):2024.7(4)
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