How Do Financial Quotient Education Affect the Household Income?——An Empirical Research Based on the Financial Quotient Assessment System
In modern society,financial quotient(FQ)is considered as one of the three indispensable qualities alongside IQ and EQ.FQ has increasingly become a necessary quality for people in economic society.Based on the data collected by the financial quotient evaluation system,establishes the ordinal logit regression model to explore the impact of various factors including financial quotient on household income.The results show that the impact of financial quotient education on house-hold income level is affected by economic development speed,and there is a high correlation between the two variables;An increase in educational attainment does not directly lead to an increase in household income;When the number of family members is 3～4,it has a positive effect on the income level;The financial quotient and income of people aged 23～48 are relatively higher,and the significance of re-gional control variables proves the effectiveness of the evaluation system.Based on this,this paper suggests promoting the quality and expansion of inclusive finance,vigorously developing new quality productive forces,strengthening financial quo-tient educations,accelerating the establishment of a systematic financial quotient general training system and regularly organizing national financial quotient level tests.
Household FinanceFinancial QuotientFinancial Quotient Assess-mentNew Quality Productive ForcesOrdered Logit Model
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