The Development History and the Content of Laos'Social Security System And Coping Strategies for Chinese Employees
The formulation of social security laws and regulations in Laos has risen from the initial ministerial regulations to the decrees issued by the Prime Minister's Office,and then to the laws embodying the will of the country,reflecting the impor-tance that the Lao country attaches to social security.The targets of social security in Laosare firstly civil servants,then expanded to enterprise employees,and finally farmers,flexible workers and other informal workers are included through voluntary insur-ance.Each group pays different proportions of social insurance premiums and enjoys certain differences in social security ben-efits.The content of social security in Laos includes nine aspects:health care,employment injuries and occupational diseases,ma-ternity,sickness,invalidity,retirement,death,survivors and unemployment,among which,employment injury and occupational diseases benefit,funeral grant,sickness benefit,and survivor's benefit are innovative categories.The feature of the Lao social se-curity system is family-style security,i.e.,one person is insured,and part of the social security benefits can be enjoyed by the en-tire family.This feature shows that Laos has integrated traditional family values into the social security system.Laos does not ex-clude foreign workers from participating in insurance and enjoying social security benefits.Chinese and other foreign employees working in Laos for a long time,except diplomatic personnel,are required to participate in insurance in Laos,pay the same pro-portion of social insurance as employees of Lao enterprises,and enjoy social security benefits equally.Social security in Laos is relatively complete,but due to the gap in economic development,the actual social security benefits in Laos are far different from those in China,and the protection for Chinese employees is relatively weak.In order to protect the interests of Chinese employ-ees,it is necessary to add multiple protections such as commercial insurance and insurance in China.
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