It is the key to the sound operation of China's finance to keep the safety bottom line of no systemic risk under the open condition.After years of development,village banks have become an important force in China's financial system that can not be ignored,but behind the serious business risks,internal governance risks,moral risks,property rights risks need to be paid special attention to.The reform direction of China's rural-oriented establishment of village banks for financial support of agriculture is wrong,and in the context of the existing systemic risk of village banks,village banks should be contracted in general,through mergers and reorganization and elimination of medium-and high-risk village banks,the main sponsor bank to increase the shareholding to prevent the control of village banks by social capital,and increase the responsibility of share-holders of village banks to prevent the risk of moral hazard in order to regulate the risks of village banks.
Village BanksRisk CausesRisk RegulationRural Finance
NETL
NSTL
万方数据
